This is a bug in the current XISF implementation on Windows. The problem happens simply because the files are being opened with sharing disabled for both read and write operations (it should be disabled for writing exclusively).
This bug is now fixed in the next version of the XISF support module, which will be released soon with PixInsight 1.8.5.
BTW, using FITS is a bad idea, in general. The FITS format has been deprecated in PixInsight 1.8.4, and its deprecation is even stronger in version 1.8.5. Many important features that will be implemented during the 1.8.5 cycle won't be available for FITS.