This is indeed the case for the Canon 350 (although the black point is at 16 AUD on 4096).
This depends on dcraw and the format of the DSLR raw file. In practice all DSLR I have examined (just a few) have no real raw, they already do some calibration of the black point and certainly dead pixel correction. It is better to ask for no black point correction to be on the safe side, but it does not seems to do much differences.
As a side effect you will see that the darks are also already partially calibrated. Their median value will be about the same or lower than the bias. So you should not create calibrated darks, unless you are ready to work with PEDESTAL. You do not need to calibrate the darks unless you want to 'optimize' (scale) the darks and this does not seem to work well (or at all) for DSLR (this may be different depending on the DSLR, this is not an issue of PixInsight, but of the pre-processing already done in most DLSR). For the few NIkon I have seen, this is even worse - most pixels are at zero on Bias and Dark. I am not even sure you want to bother with bias and darks on a Nikon, except maybe to help CosmeticCorrection to correct the hot pixels.
Naturally there may be some esoteric settings that I missed, tell me if you find them.
-- bitli