Usually I get the RGB image completely done as a standalone RGB would be finished. This means that I've combine my master R,G, and B frames creating the RGB image. Then I do a dynamic crop so the image has clean edges, ie.. not overlapping. Then I'd do my linear processes such as DBE, color balance, and background neutralization if needed. I save each resulting image after each step naming appropriately. Then I do my non-linear processes such as Histogram stretch,HDRW, color saturation, curves and so on. Saving each as I go. When I'm happy with the RGB image and only then would I combine with a completely processed luminance image. Just to be sure, the luminance is a finished image in itself ready for posting should I want. At that point I would combine the RGB and Luminance images after they have been aligned using Dynamic Align. As mentioned, using the LRGB Combined method you would drag the triangle over to the registered RGB image resulting in a now LRGB combination image. You can adjust curves and saturation further at this point if needed.
HTH,